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In this blog, I look at joint ownership of property. It is important to understand the distinction between joint tenants and tenants in common as it can have significant implications particularly on the death of an owner. Please see my notes at the end of this blog in the sections headed “Other issues Joint Ownership […]
Read MoreJanuary and February are the months when most mortgage borrowers will receive their annual mortgage statements from their lenders. For most borrowers, there is little to do apart from making sure that the statement records accurately all of the payments made. However, for borrowers with an interest-only mortgage, there are other things to consider. Lenders […]
Read MoreThe Equity Release Council have just published the lending figures for the third quarter of 2018. They make astounding reading.
Read MoreThe Chancellor approached this Budget with many of the most important decisions affecting the public finances already made for him, or at least out of his hands. The prime minister had already announced the “end of austerity”, and a £20.5 billion increase in NHS spending by 2022, while progress in the Brexit negotiations continue to […]
Read MoreMake sure you don’t run out of money or face a reduced standard of living. Increasingly, more and more pensioners are keeping much of their pension invested after they retire. This means they’re faced with two very different risks when deciding what to do with their savings in retirement in a world of ‘pension freedoms’. […]
Read MoreEquity release is a generic term for two products – Lifetime Mortgages and Home Reversions. The remainder of this article deals with lifetime mortgages, the more popular of the two options. Lifetime mortgages are available to older customers who own their own homes. Some lenders will lend at age 55 but many will not lend until […]
Read MoreHello We have just launched our new website. We hope you like it as much as we do. Please feel free to have a look around the site, and contact us if you have any queries. We look forward to hearing from you. From all of us at Michael Forward.
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